Higgsfield Pricing (2026): Plans, Credits & Unlimited Explained
Higgsfield plans start at $19/mo (as of October 2026) for Starter. Plus costs $59/mo or $47/mo billed annually, and Ultra costs $129/mo or $99/mo billed annually (as of October 2026). Below: what each plan includes, what a credit costs on each tier, what "Unlimited" really covers, when credits expire and who can get a refund. Everything here is based on the official pricing page and Higgsfield's help center, which we reviewed on October 26, 2026.
By Julien — AI & Marketing Expert
Quick Answer
Starter: $19/mo, monthly or annual (270 credits). Plus: $59/mo, or $47/mo billed annually (1,200 credits). Ultra: $129/mo, or $99/mo billed annually (3,000 credits). All as of October 2026. By our calculation, a credit costs $0.070 on Starter and $0.043 on Ultra billed monthly. Subscription credits reset every cycle, and refunds only apply to a first purchase with no credits used. Starter and Plus went up on October 26, 2026 (from $15 and $49/mo), with more credits on both.
Higgsfield Plans and Prices
Higgsfield has four paid plans: Starter at $19/mo, Plus at $59/mo, Ultra at $129/mo (as of October 2026) and Teams from $65 per seat per month. The difference is not only the price: each tier comes with more credits, a lower price per credit and more Unlimited access.
| Plan | Monthly | Annual (per month) | Credits | Included |
|---|---|---|---|---|
| Starter | $19/mo (as of October 2026) | $19/mo (same price) (as of October 2026) | 270/month | ≈135 Nano Banana Pro generations, 3 unlimited & free models |
| Plus | $59/mo (as of October 2026) | $47/mo (as of October 2026) | 1,200/month | ≈600 Nano Banana Pro generations, 7 unlimited & free models, 7-day unlimited Nano Banana 2 and Kling 3.0 |
| Ultra | $129/mo (as of October 2026) | $99/mo (as of October 2026) | 3,000/month (6,000 and 9,000 options) | 7-day unlimited Nano Banana 2, Nano Banana Pro and Kling 3.0 |
| Teams | From $65 per seat | Check the official pricing page | Shared credits | 2 to 15 seats |
Monthly or annual billing?
Starter costs $19/mo either way (as of October 2026), so annual billing only saves money on the higher plans. By our calculation, paying annually saves $144 a year on Plus ($47 instead of $59 a month) and $360 a year on Ultra ($99 instead of $129 a month). There is also a free plan with limited models and no credits, which is enough to look around before you pay.
Starter and Plus went up on October 26, 2026 (from $15 and $49/mo), with more credits on both. The figures above are the US prices shown on the official pricing page. Last checked: October 26, 2026.
Higgsfield updates its plans often, and its own blog posts sometimes show different figures from the pricing page. When the two disagree, the pricing page is the one that applies at checkout.
Source: Higgsfield official pricing page (viewed October 26, 2026). For features, Soul ID and the AI Influencer Studio, see our full Higgsfield AI review.
How Higgsfield Credits Work
Higgsfield credits are use-it-or-lose-it: subscription credits reset at every billing cycle and do not roll over. If you need more, you can buy credit packs on top of your plan, but they expire too. Here are the rules from Higgsfield's help center.
- No rollover: subscription credits reset to zero at each cycle. Unused credits are lost.
- Annual plans: you pay once a year, but your credits are reloaded every 30 days.
- Credit packs: from 100 to 4,000 credits, then custom packs from 5,000 to 25,000. You need an active subscription to buy them, they are valid for 90 days, and prices are shown at checkout.
- Auto-refill: available, except on entry-level plans.
- Spending order: subscription credits go first, then the credits that expire soonest.
How much is one credit worth?
It depends on your plan. Higgsfield does not publish a price per credit, so we divided each plan's price by its monthly credits (US prices as of October 2026):
| Plan | Per credit, billed monthly | Per credit, billed annually |
|---|---|---|
| Starter | $0.070 | $0.070 |
| Plus | $0.049 | $0.039 |
| Ultra | $0.043 | $0.033 |
So the same generation costs you less in dollars on a higher plan, which only matters if you actually use the credits before they reset. These are our calculations, not official figures, and they change if your region shows different prices.
How Many Credits Does Each Generation Cost?
Images are cheap and video is where credits go: a Nano Banana Pro image costs about 2 credits, while a 10-second 1080p Seedance 2.0 clip costs about 90. Apart from the 45-credit Seedance 2.0 figure, which Higgsfield confirms, the numbers below come from third-party sources and should be read as approximate.
| Model | Credits (approx.) | Source |
|---|---|---|
| Nano Banana Pro | ≈ 2 credits per image (4 in 4K) | Third-party estimate |
| Kling 3.0 | 10 (5 s, 720p) · 12.5 (5 s, 1080p) · 25 (10 s, 1080p) | Third-party estimate |
| Seedance 2.0 | 23 (5 s, 720p) · 45 (5 s, 1080p) · 90 (10 s, 1080p) | 45 credits for 5 s at 1080p confirmed by Higgsfield; other figures third-party |
| Veo | Not published | Check the app before you generate |
| Sora 2 | Not published | Check the app before you generate |
| Soul | Not published | Check the app before you generate |
To turn credits into dollars, multiply them by your plan's price per credit. Here is what that gives on plans billed monthly (our calculation, US prices as of October 2026):
| Generation | Starter | Plus | Ultra |
|---|---|---|---|
| Nano Banana Pro image (≈2 credits, third-party) | $0.14 | $0.10 | $0.09 |
| Kling 3.0, 5 s, 1080p (≈12.5 credits, third-party) | $0.88 | $0.61 | $0.54 |
| Seedance 2.0, 5 s, 1080p (45 credits, confirmed) | $3.17 | $2.21 | $1.94 |
Billed annually, Plus and Ultra come out lower still: about $0.41 to $0.49 for the same Kling 3.0 clip and $1.49 to $1.76 for the Seedance 2.0 clip. Models covered by your plan's Unlimited allowance don't use credits at all on higgsfield.ai (see below).
Sources: Seedance 2.0 at 45 credits for 5 s in 1080p is confirmed on geo.higgsfield.ai; the other per-model costs come from the krea.ai blog (third-party). Costs for Veo, Sora 2 and Soul are not published. Check the cost shown in the app before you generate.
Higgsfield "Unlimited" Explained
"Unlimited" on Higgsfield means you can generate with the models included in your plan without spending credits, but only on higgsfield.ai. Starter includes 3 Unlimited models and Plus includes 7 (as of October 2026). It comes with a few conditions worth knowing before you pick a plan.
Website only
Unlimited works on higgsfield.ai. It does not apply through MCP, the CLI, Canvas or Supercomputer, where generations use credits.
Speed adjusted at peak times
When demand is high, Unlimited generations are slowed down. If you need results faster, you can switch to credits mode.
7-day windows on new models
Depending on your plan, new flagship models can come with a 7-day unlimited window. As of October 2026, Plus gets one on Nano Banana 2 and Kling 3.0, and Ultra adds Nano Banana Pro.
"365 Unlimited" image models
Some image models are unlimited for as long as your subscription stays active.
Higgsfield changes which models are unlimited, and on which plans, quite often. Check the list on the official pricing page before you subscribe for a specific model.
Higgsfield Refund Policy
Higgsfield refunds are limited to your first purchase, within 7 days, and only if you have not used any credits. Here are the rules from the help center:
| Situation | Rule |
|---|---|
| First purchase | Refundable within 7 days if no credits were used |
| Fees | Up to 6% may be deducted |
| Renewals | Never refunded |
| EEA and UK customers | 14-day right of withdrawal, which ends as soon as you start using the service |
In practice: if you want to test Higgsfield, start with the free plan, then Starter at $19/mo (as of October 2026) billed monthly, since it costs the same as annual billing. And if you don't plan to keep the subscription, cancel before the renewal date, since renewals are not refunded.
Is Higgsfield Worth It?
Higgsfield is worth it if you create video every week. It is a poor fit if you only generate now and then, because subscription credits reset every cycle and you pay for capacity you don't use.
Worth it if you…
- +Publish AI influencer videos on a regular schedule
- +Can make use of the Unlimited models on higgsfield.ai
- +Use enough credits that the better rate on Plus or above pays off
Not worth it if you…
- -Generate occasionally and would lose unused credits each cycle
- -Mostly work through MCP, the CLI or Canvas, where Unlimited does not apply
- -Want credits that never expire
For occasional use, ZenCreator is the more sensible option: you buy credits once and they never expire, so a quiet month costs you nothing.
Cheaper Higgsfield Alternatives
If a monthly subscription doesn't match how you work, these three tools cover part of the same workflow with a different pricing model.
ZenCreator
One-time credit packs instead of a subscription, and the credits never expire. A better fit if you create in bursts. Full details in our ZenCreator review.
Affogato AI
Formerly RenderNet. An AI studio with an AI Influencer Studio. The Standard plan is $24/mo (as of October 2026) for 2,000 credits.
getimg.ai
An image-focused AI generator, useful if you mostly need still images of your character. Check the official pricing page for current plans.
Frequently Asked Questions
How much does Higgsfield cost?
Higgsfield starts at $19/mo (as of October 2026) for the Starter plan, the same price monthly or annually. Plus costs $59/mo, or $47/mo billed annually, and Ultra costs $129/mo, or $99/mo billed annually (as of October 2026). Teams starts at $65 per seat per month. Starter and Plus went up on October 26, 2026 (from $15 and $49/mo), and prices change often, so check the live pricing page.
What does Higgsfield AI pricing include on each plan?
Starter includes 270 credits per month (about 135 Nano Banana Pro generations) and 3 unlimited & free models. Plus includes 1,200 credits per month (about 600 Nano Banana Pro generations), 7 unlimited & free models and 7-day unlimited Nano Banana 2 and Kling 3.0. Ultra includes 3,000 credits per month, with 6,000 and 9,000 credit options, and 7-day unlimited Nano Banana 2, Nano Banana Pro and Kling 3.0 (as of October 2026).
What Higgsfield plans are there?
The pricing page lists Starter, Plus, Ultra and Teams (from $65 per seat per month, 2 to 15 seats with shared credits), alongside a free plan with limited models and no credits (as of October 2026). Higgsfield changes its plans often, and its own blog posts sometimes show different figures from the pricing page, so the live pricing page is the reference.
How do Higgsfield credits work? Do they roll over?
Subscription credits reset at every billing cycle and do not roll over. On annual plans, credits are reloaded every 30 days. Higgsfield spends your subscription credits first, then the credits that expire soonest.
Do Higgsfield credits expire?
Yes. Subscription credits reset at the end of each cycle, and extra credit packs are valid for 90 days. Packs range from 100 to 4,000 credits (custom packs from 5,000 to 25,000), require an active subscription, and their prices are shown at checkout.
What is Higgsfield Unlimited?
Unlimited means generations on the included models do not consume credits, but only on higgsfield.ai (not via MCP, CLI, Canvas or Supercomputer). Speed is adjusted at peak times, and you can switch to credits mode to go faster. Some plans also get 7-day unlimited windows on new flagship models, and some image models are "365 Unlimited" while you stay subscribed. These rules change often.
Is Higgsfield worth it?
Yes if you create video regularly: the Unlimited models and the lower price per credit on higher plans pay off with steady use. If you only generate occasionally, credits that reset every cycle are hard to use fully, and a pay-once option like ZenCreator, whose credits never expire, usually costs less.
Can I get a refund from Higgsfield?
Only in a narrow case: within 7 days, on your first purchase, and if you have not used any credits. Fees of up to 6% may apply, and renewals are never refunded. In the EEA and the UK, the 14-day withdrawal right ends once you start using the service.
The Bottom Line
Higgsfield pricing rewards regular use: higher plans give you more credits per dollar and more Unlimited models, but credits reset each cycle and packs expire after 90 days. Start with Starter at $19/mo (as of October 2026), and move up only once you know how many credits you actually spend.
Want to know what Higgsfield does beyond pricing? Read our full Higgsfield AI review.
See Higgsfield Plans